Guardian
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What is age redetermination?
The Voluntary Life insurance offered through Guardian is subject to rate changes during annual renewal or op...
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How do I transition from Guardian Short Term Disability (STD) to Long Term Disability (LTD) benefits?
Your Guardian STD/SMD Case Manager can start the transition to LTD if you meet the following requirements. R...
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What is the return to work process for Short Term Disability (STD) or Long Term Disability (LTD)?
If you are going to return to work after a disability, you must call Guardian at the number below and provid...
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How do I file a Guardian Hospital Indemnity claim?
You can submit a Hospital Indemnity claim to Guardian online, by phone, or by completing a paper form. Onlin...
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How do I add charges to an existing claim for Accident, Cancer or Hospital Indemnity?
Submitting additional bills for an existing Accident, Cancer or Hospital Indemnity claim can be done with or...
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How do I file a Guardian Wellness benefit claim?
You can file a Wellness claim online, by phone or by completing a paper claim form. Online process In Guar...
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How do I file an Guardian Accident claim?
You can submit your Accident claim online, by phone or by completing a paper form. Online process In Guard...
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How long will Guardian take to process my claim?
Each claim is evaluated based on its own merit, and the time needed to reach a decision will vary depending ...
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How can I submit information to Guardian securely?
To submit information through Guardian’s Secure Channel, follow these steps. In Guardian Anytime, under th...
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How do I view my Guardian Vision benefits?
As a member, you can view your Vision benefits by following these steps in Guardian Anytime. From the menu...
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How do I file a Dental appeal with Guardian?
You can file a dental appeal with Guardian by providing the supporting documentation through one of the meth...
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Does my Dental plan cover Orthodontics?
You can verify if your plan has Orthodontic coverage by following these steps in Guardian Anytime. From th...
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Does my dental plan cover the removal of wisdom teeth?
The removal of wisdom teeth is an Oral Surgery benefit. As a member, you can verify if your plan includes th...
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How do I add or remove authorization for someone to view my Guardian claims information?
A member or covered dependent may grant authorization to others to view their Guardian claims information. T...
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How do I view the status of my Guardian dental claims?
To view your dental claims status, follow these steps in Guardian Anytime. From the menu options, select ...
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How are orthodontic claims paid?
Orthodontic benefits are issued throughout the length of treatment in equal quarterly installments while the...
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How do I determine if my Guardian Dental plan is primary or secondary?
When an individual is covered by more than one Dental plan, the Coordination of Benefits (COB) provision all...
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How do I read the Dental Explanation of Benefits (EOB)?
When you have services that are provided and processed through your Guardian dental plan we will issue you a...
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What is guarantee issue for life insurance?
Guarantee issue refers to the amount of voluntary life coverage permitted without additional medical underwr...
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How do I view my Life Insurance coverage and benefits?
Members can view their Basic Life and Voluntary Life Insurance coverage and benefit information on Guardian ...
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How do I submit a disability claim?
Short Term Disability You can file a Short Term Disability (STD) claim either online or by completing a pa...
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How do I find a Dentist in the Guardian Network?
Anyone can search for a dentist in the Guardian Network. Follow the steps below to find a dentist in your ar...
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How do I find or submit forms on Guardian Anytime?
You can access and submit various forms, including claim forms and evidence of insurability (EOI) forms, onl...
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How to find the estimated cost of a dental procedure
Guardian Dental plan members can estimate the cost of a dental procedure on Guardian Anytime. Follow the ste...
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Can I set up a direct deposit for Guardian claim payments?
Guardian offers an option for direct deposit of claim payments for Short-Term Disability (STD) and Long-Term...
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How do I access Guardian Anytime online?
Members or dependents can access Guardian Anytime for online support. Follow the steps below to register. ...
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Can claims be submitted before going out on disability?
There are instances when a future disability is known. For example, maternity delivery, planned surgical pro...
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How to view, print, and order Guardian Dental ID cards
Members can access Dental ID cards on Guardian Anytime. Follow the steps below to view, print, or order ID c...
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How to Submit a Wellness Claim to Guardian
Follow the instructions provided in the article How to Find and Submit Forms on Guardian Anytime to access a...
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What if I forgot my Guardian Anytime Username?
Once you have registered for Guardian Anytime, members can retrieve their username anytime. Follow the steps...