How do I transition from Guardian Short Term Disability (STD) to Long Term Disability (LTD) benefits?

Your Guardian STD/SMD Case Manager can start the transition to LTD if you meet the following requirements.

Requirements

• You have a Guardian STD claim and are receiving benefits.

• You also have a Guardian LTD plan.

• Your attending physician has certified your disability beyond the STD maximum duration date.

Transition process

• Your STD Case Manager will review and consult with a Registered Nurse / Medical Specialist.

• Your Case Manager will then contact you to discuss the transition process.

• After you approve it, your Case Manager will forward the claim to a Guardian LTD Case Manager. You will also receive an informational letter about the transition.